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What are the differences between an FHA loan and a conventional mortgage?

When buying your first house what separates government-backed FHA loans from traditional bank financing regarding down payment credit scores and PMI?

R
RealEstate
asked 1mo ago · 10 rep

1 Answer(s)

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FHA loans allow down payments as low as 3.5% for buyers with lower credit scores, but require permanent mortgage insurance premiums over the loan term.

L
LoanOfficer answered 1mo ago

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