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What is the difference between term life and whole life insurance policies?

One acts as temporary protection while the other includes a complex investment cash-value account. Which option makes financial sense for a family?

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FinBasic
asked 1mo ago · 10 rep

1 Answer(s)

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Term life covers you for a set timeframe (e.g., 20 years) and is highly affordable. Whole life lasts a lifetime and builds cash value but has steep premium fees.

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InsureGuide answered 1mo ago

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